@media (min-width:1024px){.xz-cover-ctrl .xz-arrow:hover{background:var(--xz-brand);color:var(--xz-ink)}}.xz-cover:not(.is-js){display:flex;gap:12px;overflow-x:auto;height:auto;perspective:none}.xz-cover:not(.is-js) .xz-cover-card{position:static;flex:none;margin:0}.xz-checks{list-style:none;margin:0 0 16px;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}@media (max-width:991.98px){.xz-checks{grid-template-columns:1fr}}.xz-checks li{display:flex;gap:12px;padding:16px;border-radius:var(--xz-r);background:#061829e0;border:1px solid var(--xz-line)}.xz-checks li>.xz-i{width:36px;height:36px;padding:7px;border-radius:10px;background:#8bbd3524;color:var(--xz-green)}.xz-checks h3{font-size:1rem;margin:4px 0}.xz-checks p{margin:0;font-size:.92rem;color:var(--xz-muted)}.xz-start{background:linear-gradient(180deg,var(--xz-bg),var(--xz-bg2))}@media (min-width:992px){.xz-start-text{column-count:2;column-gap:40px}.xz-start-text h2{column-span:all}}.xz-start-text p:last-child{margin-bottom:0}.xz-start-grid{display:flex;flex-direction:column-reverse;gap:16px;margin-top:24px}@media (min-width:1200px){.xz-start-grid{display:grid;grid-template-columns:250px 1fr;align-items:stretch}}.xz-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}@media (max-width:991.98px){.xz-steps{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:575.98px){.xz-steps{grid-template-columns:1fr}}.xz-steps li{display:flex;flex-direction:column;align-items:flex-start;gap:12px;padding:16px;border-radius:var(--xz-r);background:var(--xz-surf);border:1px solid var(--xz-line)}@media (max-width:575.98px){.xz-steps li{flex-direction:row}}.xz-dot{position:relative;z-index:1;flex:none;display:inline-flex;align-items:center;justify-content:center;width:35px;height:35px;border-radius:50%;background:var(--xz-bg);border:1px solid var(--xz-brand);color:var(--xz-brand2);font-family:var(--xz-head);font-weight:700;box-shadow:0 0 0 5px #14a0ff1a}.xz-steps h3{font-size:1.02rem;margin:0 0 4px}.xz-steps p{margin:0;color:var(--xz-muted);font-size:.92rem;overflow-wrap:anywhere}.xz-libgrid{list-style:none;margin:0 0 32px;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}@media (max-width:991.98px){.xz-libgrid{grid-template-columns:repeat(3,minmax(0,1fr))}}@media (max-width:575.98px){.xz-libgrid{grid-template-columns:repeat(2,minmax(0,1fr))}}.xz-libcard,.xz-libgrid li{display:flex}.xz-libcard{flex-direction:column;width:100%;border-radius:var(--xz-r);overflow:hidden;background:var(--xz-surf);border:1px solid var(--xz-line);color:var(--xz-muted);transition:transform .25s,border-color .25s}.xz-libcard img{width:100%;height:auto;aspect-ratio:1;object-fit:cover;display:block}.xz-libcard-body{display:flex;flex-direction:column;gap:2px;padding:8px 10px 10px;flex:1 1 auto;font-size:12px;line-height:1.35}.xz-libcard-body h4{white-space:nowrap;overflow:hidden;text-overflow:ellipsis;font-size:.95rem;color:#fff}.xz-libcard-play{margin-top:auto;display:inline-flex;align-items:center;gap:4px;padding-top:4px;color:var(--xz-brand2);font-family:var(--xz-head);font-weight:700;font-size:.85rem}@media (min-width:1024px){.xz-libcard:hover{transform:translateY(-5px);border-color:var(--xz-brand)}}.xz-prov-head{align-items:center}.xz-prov-head h3{font-size:1.3rem;margin:0}.xz-prov{list-style:none;margin:0 0 32px;padding:0;display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:10px}@media (max-width:991.98px){.xz-prov{grid-template-columns:repeat(4,minmax(0,1fr))}}@media (max-width:575.98px){.xz-prov{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px}}.xz-prov li{display:flex}.xz-prov-tile{height:60px;padding:8px 12px;border-radius:10px;background:#fff;box-shadow:0 6px 16px #00000038;transition:transform .2s,box-shadow .2s}.xz-prov-logo,.xz-prov-tile{display:flex;align-items:center;justify-content:center;width:100%}.xz-prov-logo{height:100%}.xz-prov-logo img{max-width:78%;max-height:30px;width:auto;height:auto;object-fit:contain}@media (max-width:575.98px){.xz-prov-tile{height:52px;padding:6px 8px}.xz-prov-logo img{max-height:26px}}@media (min-width:1024px){.xz-prov-tile:hover{transform:translateY(-3px);box-shadow:0 12px 26px #14a0ff4d}}.xz-stats{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}@media (max-width:767.98px){.xz-stats{grid-template-columns:repeat(2,minmax(0,1fr))}}.xz-stats li{padding:18px 12px;text-align:center;border-radius:var(--xz-r);background:radial-gradient(100% 120% at 50% 0,#14a0ff33,#0000 70%),var(--xz-bg2);border:1px solid var(--xz-line)}.xz-stats strong{display:block;font-family:var(--xz-head);font-size:1.8rem;color:#fff;line-height:1.1}.xz-stats span{font-size:.85rem;color:var(--xz-muted)}.xz-verdict-card{display:grid;grid-template-columns:1fr;gap:24px;padding:24px;border-radius:20px;background:linear-gradient(135deg,#0d3460,var(--xz-surf) 55%);border:1px solid #4fb8ff59;margin:0 0 24px}@media (min-width:992px){.xz-verdict-card{grid-template-columns:3fr 2fr;gap:40px;padding:32px}}.xz-verdict-main h3{display:flex;align-items:center;gap:8px;font-size:1.4rem;color:var(--xz-gold)}.xz-verdict-rec{display:inline-block;padding:4px 10px;border-radius:999px;background:#8bbd3529;color:#c6ec85;font-weight:600;font-size:.9rem}.xz-bars{list-style:none;margin:0;padding:0;display:grid;gap:14px;align-content:center}.xz-bars li{display:grid;grid-template-columns:80px 1fr 40px;align-items:center;gap:12px}.xz-bar-k{color:var(--xz-muted);font-size:.92rem}.xz-bar{display:block;height:10px;border-radius:999px;background:#ffffff14;overflow:hidden}.xz-bar span{display:block;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--xz-brand),var(--xz-gold))}.xz-bars strong{font-family:var(--xz-head);color:#fff;text-align:right}.xz-faq-list{display:grid;gap:10px}.xz-faq-list details{border-radius:var(--xz-r);background:var(--xz-bg2);border:1px solid var(--xz-line)}.xz-faq-list summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px;padding:16px 18px;font-family:var(--xz-head);font-weight:600;color:#fff;font-size:1.02rem}.xz-faq-list summary::-webkit-details-marker{display:none}.xz-faq-list summary:after{content:"";flex:none;width:12px;height:12px;border-right:2px solid var(--xz-brand2);border-bottom:2px solid var(--xz-brand2);transform:rotate(45deg) translate(-3px,-3px);transition:transform .2s}.xz-faq-list details[open] summary:after{transform:rotate(225deg)}.xz-faq-list details[open]{border-color:#4fb8ff73}.xz-faq-list details p{margin:0;padding:0 18px 18px;color:var(--xz-muted)}.xz-final{padding-bottom:64px}.xz-final-stage{position:relative;padding:44px 0 72px;border-radius:28px;background:radial-gradient(70% 90% at 50% 40%,#0f5aa3 0,var(--xz-deep) 45%,#011c37 100%);overflow:hidden;isolation:isolate}.xz-char{position:absolute;z-index:0;width:clamp(110px,15vw,220px);height:auto;filter:drop-shadow(0 18px 24px rgba(0,0,0,.45));animation:xz-bob 8s ease-in-out infinite}.xz-char-1{left:2%;top:12%}.xz-char-2{right:2%;top:10%;animation-delay:-2s}.xz-char-3{left:8%;bottom:4%;animation-delay:-4s}.xz-char-4{right:7%;bottom:3%;animation-delay:-6s}.xz-final-card{position:relative;z-index:1;max-width:600px;margin:0 auto;padding:26px 26px 46px;border-radius:22px;background:#f4f9ff;color:#25415f;text-align:center;box-shadow:0 30px 60px #0006}.xz-final-card .xz-kicker{color:#0b6fc2}.xz-final-card h2{color:#06213d;font-size:clamp(1.5rem,1.05rem + 1.7vw,2.2rem)}.xz-final-small{font-size:.85rem;color:#4b6683}.xz-final-btn{position:absolute;left:50%;bottom:0;transform:translate(-50%,50%);box-shadow:0 14px 30px #14a0ff73}@media (min-width:1024px){.xz-final-btn:hover{transform:translate(-50%,calc(50% - 2px))}}@media (max-width:991.98px){.xz-char-3,.xz-char-4{display:none}.xz-final-stage{padding-top:136px}.xz-char{width:120px}.xz-char-1,.xz-char-2{top:10px}}@media (max-width:767.98px){.xz-final-stage{padding:170px 12px 64px}.xz-char-1,.xz-char-2{display:none}.xz-char-3{display:block;width:220px;left:50%;top:12px;bottom:auto;margin-left:-110px}.xz-final-card{padding:24px 16px 48px}}@media (max-width:399.98px){.xz-final-stage{padding-top:150px}.xz-char-3{width:190px;margin-left:-95px}}.xz-byline{padding:24px 0}.xz-byline-card{display:grid;grid-template-columns:auto 1fr;gap:16px 20px;padding:22px;border-radius:20px;background:var(--xz-surf);border:1px solid var(--xz-line)}@media (min-width:992px){.xz-byline-card{grid-template-columns:auto 1fr auto;align-items:center}}.xz-byline-ava{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:linear-gradient(145deg,var(--xz-brand),var(--xz-deep));color:#fff}.xz-byline-ava .xz-i{width:28px;height:28px}.xz-byline-main h3{margin:0 0 2px}.xz-byline-role{color:var(--xz-brand2);font-size:.9rem;margin:0 0 8px}.xz-byline-main p:last-child{margin:0;color:var(--xz-muted);font-size:.92rem}.xz-byline-dates{grid-column:1/-1;margin:0;display:flex;flex-wrap:wrap;gap:8px}@media (min-width:992px){.xz-byline-dates{grid-column:auto;flex-direction:column}}.xz-byline-dates div{display:flex;gap:8px;padding:6px 12px;border-radius:999px;background:var(--xz-bg2);border:1px solid var(--xz-line);font-size:.85rem;white-space:nowrap}.xz-byline-dates dt{font-weight:400;color:var(--xz-muted)}.xz-byline-dates dd{margin:0;color:#fff}.xz-fig--phone{margin:0}.xz-fig--phone img{width:300px;max-width:100%;height:auto;margin:0 auto;border-radius:var(--xz-r)}@media (min-width:1200px){.xz-fig--phone{position:relative;min-height:100%}.xz-fig--phone img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center top}}@media (max-width:575.98px){.xz-cover{height:min(62vw,220px)}.xz-cover-card{width:min(62vw,220px);margin-left:calc(min(62vw,220px)/-2)}}.xz-crumbs{margin:0 0 12px;font-size:.88rem}.xz-crumbs ol{display:flex;flex-wrap:wrap;align-items:center;gap:6px;list-style:none;margin:0;padding:0;color:var(--xz-muted)}.xz-crumbs li{display:inline-flex;align-items:center;gap:6px}.xz-crumbs li+li:before{content:"";width:6px;height:6px;border-top:1.5px solid var(--xz-brand2);border-right:1.5px solid var(--xz-brand2);transform:rotate(45deg)}.xz-crumbs a{color:var(--xz-brand2)}.xz-crumbs [aria-current]{color:#e9f3ff}@media (min-width:1024px){.xz-crumbs a:hover{color:#fff}}.xz-hero--sec h1{font-size:clamp(2rem,1.2rem + 3vw,3.6rem)}.xz-hero--sec .xz-hero-in{min-height:min(56vh,540px)}@media (max-width:575.98px){.xz-hero--sec h1{font-size:1.9rem}.xz-crumbs{margin-bottom:8px}}.xz-split--sec>.xz-pane{order:0}@media (max-width:1279.98px){.xz-split--sec .xz-pane{padding:40px 0 8px}}.xz-flow .xz-sec h3{margin:24px 0 8px;font-size:1.15rem}.xz-flow .xz-sec h2+h3{margin-top:8px}.xz-cards a,.xz-checks a,.xz-faq-list a,.xz-num a,.xz-pc a,.xz-sec p a:not(.xz-btn),.xz-steps a,.xz-ticks a,.xz-tool a{color:var(--xz-brand2);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px}@media (min-width:1024px){.xz-cards a:hover,.xz-faq-list a:hover,.xz-num a:hover,.xz-sec p a:not(.xz-btn):hover,.xz-ticks a:hover{color:#fff}}.xz-num,.xz-ticks{margin:0 0 16px;padding:0;list-style:none;display:grid;gap:10px}.xz-ticks li{position:relative;padding-left:28px}.xz-ticks li:before{content:"";position:absolute;left:2px;top:.45em;width:14px;height:8px;border-left:2px solid var(--xz-green);border-bottom:2px solid var(--xz-green);transform:rotate(-45deg)}.xz-num{counter-reset:xn}.xz-num li{position:relative;padding-left:40px;counter-increment:xn;min-height:28px}.xz-num li:before{content:counter(xn);position:absolute;left:0;top:-1px;width:28px;height:28px;border-radius:8px;display:flex;align-items:center;justify-content:center;background:#14a0ff26;color:var(--xz-brand2);font-family:var(--xz-head);font-weight:700;font-size:.9rem}.xz-num strong,.xz-ticks strong{color:#fff}.xz-tip{padding:16px 18px;margin:0 0 16px;border-radius:var(--xz-r);background:#14a0ff14;border:1px solid #4fb8ff59}.xz-note p:last-child,.xz-tip p:last-child{margin:0}.xz-cards,.xz-flow .xz-note{margin:0 0 16px}.xz-cards{list-style:none;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.xz-cards--3{grid-template-columns:repeat(3,minmax(0,1fr))}@media (max-width:767.98px){.xz-cards--3{grid-template-columns:1fr}}@media (max-width:575.98px){.xz-cards{grid-template-columns:1fr}}.xz-cards li{padding:16px;border-radius:var(--xz-r);background:var(--xz-surf);border:1px solid var(--xz-line);color:var(--xz-muted);font-size:.94rem}.xz-cards li>.xz-i{display:block;width:32px;height:32px;padding:6px;border-radius:9px;background:#14a0ff26;color:var(--xz-brand2);margin-bottom:10px}.xz-flow .xz-cards h3{margin:0 0 6px;font-size:1.02rem}.xz-cards p{margin:0}.xz-flow .xz-steps{grid-template-columns:repeat(2,minmax(0,1fr));margin:0 0 16px}@media (max-width:575.98px){.xz-flow .xz-steps{grid-template-columns:1fr}}.xz-flow .xz-steps h3{margin:0 0 4px}.xz-flow .xz-checks{grid-template-columns:1fr}.xz-flow .xz-checks h3{margin:2px 0 4px}.xz-flow .xz-pc,.xz-flow .xz-spec,.xz-flow .xz-stats,.xz-illus{margin:0 0 16px}.xz-illus img{width:100%;max-width:800px;border-radius:16px}.xz-tool{margin:0 0 16px;padding:20px;border-radius:18px;background:linear-gradient(160deg,#0d3460,var(--xz-surf) 60%);border:1px solid #4fb8ff59}.xz-tool-h{display:flex;align-items:center;gap:8px;margin:0 0 6px;font-family:var(--xz-head);font-weight:700;font-size:1.1rem;color:#fff}.xz-tool-h .xz-i{color:var(--xz-gold)}.xz-tool-h--sub{margin-top:16px;font-size:1rem}.xz-tool-p{color:var(--xz-muted);font-size:.94rem}.xz-tool-in{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px;margin:0 0 16px}@media (max-width:767.98px){.xz-tool-in{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (max-width:399.98px){.xz-tool-in{grid-template-columns:1fr}}.xz-fld{display:flex;flex-direction:column;gap:6px;font-size:.85rem;color:var(--xz-muted)}.xz-fld input,.xz-fld select{width:100%;min-height:44px;padding:8px 12px;border-radius:10px;border:1px solid #4fb8ff66;background:var(--xz-bg);color:#fff;font-family:var(--xz-head);font-weight:600;font-size:1rem}.xz-fld input:focus,.xz-fld select:focus{outline:2px solid var(--xz-brand);outline-offset:1px}.xz-tool-btn,.xz-tool-out{margin:0 0 16px}.xz-tool-out{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}.xz-tool-out--4{grid-template-columns:repeat(4,minmax(0,1fr))}@media (max-width:767.98px){.xz-tool-out{grid-template-columns:repeat(2,minmax(0,1fr))}}.xz-tool-out div{display:flex;flex-direction:column;gap:2px;padding:12px;border-radius:12px;background:#03101d99;border:1px solid var(--xz-line)}.xz-tool-out span{font-size:12px;color:var(--xz-muted);line-height:1.35}.xz-tool-out b{font-family:var(--xz-head);font-size:1.25rem;color:var(--xz-gold);line-height:1.2}.xz-tool-note{margin:0;font-size:.85rem;color:var(--xz-muted)}.xz-status{display:grid;gap:8px;margin:0 0 4px}